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One option which can be used to prevent the path of bankruptcy is an IVA – an individual arrangement that is voluntary.

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You’ll also get a negative mark on your credit file, that may severely affect your credit rating. This can additionally sharply enhance your identified danger whenever trying to get other loans in the future.

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In the event that you still can not repay your financial situation you might need to seek bankruptcy relief, which will harm your odds of being qualified for a loan again.

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